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Business Credit Card Visa

They facilitate the financial transactions of the company, provide for control and optimisation of corporate expenses.

The Business Credit Cards of First Investment Bank provide you with:

Loan facilitation:

  • You can use a corporate loan without having any funds blocked;

Advantageous conditions:

  • No fee for card issuance; 
  • Short term for limit approval; 
  • Short term for credit card issuance - up to 2 working days for Tirana and up to 3 working days for the rest of the country. 

Convenience:

  • You have more funds throughout the world, 24 hours a day, 7 days a week; 
  • You can make payments at a merchant location and/or on the Internet; 
  • You can withdraw cash from an ATM or at a bank office throughout the world.

Control and optimisation of your business expenses:

  • Effective monitoring of the corporate expenses - the cards issued in the name of the company are accounted on a special card account; 
  • Every month the Bank provides you with detailed statements for the transactions made with each card issued to your corporate account - this allows you to supervise your employees when they are on business trips; 
  • Quick and easy corporate accounting - each statement represents a genuine accounting document.

Security:

  • Maximum security and protection from misuse through the new chip technology; 
  • You will receive SMS notification for each authorised payment if you want;
  • 24 hour service by the Card Centre of Fibank which you can call in any case of necessity.

Flexibility:

  • You can have several credit cards issued to your card account in accordance with your company’s needs.

Card Parameters:

Currency ALL, EUR, USD
Validity
3 years
Collateral Without collateral (without a guarantee deposit)
Grace period Up to 45 days
Credit Limit From 1.000 to 10.000 EUR in standard applications
Up to 25.000 EUR with Cash Collateral

The international business credit cards of Fibank can be issued to legal entities or natural persons who are exercising business activities, as well as to non-profit-making companies, non-government organizations, etc., who meet the Fibank's requirements for solvency evaluation.

You are Eligible for a Visa Business Gold if:

  • You have Albanian citizenship and residence.
  • You are more than 18 years old.
  • You have/open a new business account. 

Apply now for your Visa Business Gold just by bringing up with you:

  • License (no less than 6 months in business)
  • Certificate of Tax Office Registration (NIPT)
  • Declaration of annual income at the tax office

Terms and Conditions (Tariff) of First Investment Bank

Business Cards

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